Medicare is designed to help U.S. senior citizens age 65 and older pay for health care costs in retirement. Financial retirement planning begins with understanding the types of long-term care, deductibles, and co-payments not covered by Medicare, as well as understanding premiums and coinsurance rates that must be paid.

The general parts of the federal health care program for seniors are administered under Medicare Part A, Medicare Part B, and Medicare Part D. These are the ABDs of the federal senior health care system. The cost of Medicare premiums and coinsurance rates for 2010 are published by HHS.gov. Additionally, access the Medicare Prescription Drug Costs Estimator at the official government web-site for Medicare.

Brief Overview of Medical Coverage- What is Medicare Part A?

Part A is the first part of Medicare and covers emergency and non-emergency inpatient hospitalization; post-hospital inpatient care in an approved skilled-nursing facility (SNF); and post-hospital home health care or hospice care (for the terminally ill) also known as critical access hospitals. Medicare Part A’s cost coverage includes, but may not be limited to the following: semi-private room with meals, X-rays and laboratory testing, coronary or intensive care, blood transfusions, and regular nursing services.

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  Defense Acquisition Enterprise 2.0 as briefed at AIE's Defense Acquisition Management Conference, Jun 29, 2010.

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